Ethics of Consumption
\r\n Al-Baqara (The Cow) - Chapter 2: Verse 219 (partial)
"... They ask what portion of their wealth they should spend in charity. Answer: What remains after you have covered the necessities ..."
The principle of world-affirmation which devolves from al tawhid implies the legitimacy of consumption. Consumption, i.e. apprehension of the material values, or satisfaction of desires and wants, is a basic right which belongs to all humans by birth. Its minimum is subsistence, and its maximum is the point at which consumption becomes tabdhir (extravagance, indulgence). That point can be defined as that in which psychic factors play a greater role in determining consumption of material goods than material need. Where the good or service in question is itself psychological, the extravagance point can be defined as that at which consumption is dictated by other psychic needs than those immediately affected by the product or service.
\r\nAn example of the former would be the person who buys a product not because he needs it but out of vanity; and of the latter, the person who buys a ticket for an orchestral performance, not in order to enjoy the performance, but to "outdo the Joneses." Under al tawhid, a person may consume according to his need. The rest of his income or wealth should be spent on charity, in the cause of Allah, or reinvested in a business where it may produce more wealth as well as employment and income for others. When the Prophet (peace be upon him) was asked what portion of their income/wealth should the Muslims spend in the cause of Allah, the answer was given through revelation of the above verse. This answer defines extravagance retroactively, as it were, by the assignment of all that goes beyond the satisfaction of real needs, to charity or public cause. Of course, increased production and its requirements of investment and entrepreneurship are included in the term "needs" as used by this verse.
\r\nCompiled From:
\r\n \"Tawhid: Its Implications for Thought and Life\" - Ismail Raji Al-Faruqi, p. 180